if i had the money.. pt. 10

not really 'if i had the money' cos i do own all these things (or something very similar), just wanted to share with you my favourite outfit ever.
i don't know why i like it so much. it's just easy, smart, and laid back all in one.

i keep meaning to do a big update as to what's been going on in my life over the past month or so but i've been super busy recently, and i keep leaving it and leaving it making it an even bigger job to do.

i would just say 'hey i've been doing stuff' and leave it at that but i've had a good few weeks so i want to at least upload some pictures.

also this could be the most delicious thing i've ever seen and i want to eat it now.

LWD

i need a little white dress for summer!






















i'd wear with:





i love all of these dresses. they're from a bunch of different places but can all be found on asos.com!
more white dresses!

i haven't updated here in ages, a personal update is on the way! :)

rach x

if i had the money.. pt 9

anyone want a £5 off asos voucherr?

leave your email address underneath and i'll email it to whoever is first!

anyone want £5 off asos?

i have a discount code. you do have to spend over £20 but still. i used one earlier in the week and bought this watch!



i was a little annoyed because in these pictures it looks white and gold and i really wanted a white watch! but in the picture where the model is wearing it you can see it's actually silver and gold. but i still liked it so i bought it anyway!

so yeah anyone want my other voucher code just comment underneath.

:)

student loan fail

i added my debt from the degree i'm doing now to what it would cost me to do another degree without the epic rise in tuition fees and i got around £29,000.

with the rise i would be in £59,000 of debt. then i had a look at the repayments..

unpaid debt gets written off after 30 years

hypothetically if i was to leave uni and get a job earning £25,000 a year i would have to pay back £30 a month.

let's say i earn under the £30,000 bracket for ten years that's a total repayment of £3,600.

then let's say i spend the next ten years in the £30 - £40,000 bracket. that's £86 a month which is a total repayment of £8,160.

then let's say i spend the next ten years in the £40,000 to £50,000 bracket which is a repayment of £143 a month, which would be a total repayment of £17,160.

so that's

3,600 + 8,160 + 17,160 = £28,920
and that's 30 years so the rest gets written off.

that's what i'd be paying off without the tuition fee rise. really, mr government you are not very good at maths.

i wonder why we're in a recession...

this is all hypothetical and i really have no idea how much i'll be earning because those big numbers mean nothing to me. i DO understand £4.92 though..

vest tops!

i bought some vest tops since i'm in desperate need of some basics. all from topshop. it's amazing how it adds up to so much money.

today i worked from 8 until 6 and now i'm absolutely shattered! haven't been this tired after a shift in months.



i saw this cardi in topshop and i love it. it's expensive though. i might save up for it. makes me feel like a kid saving up for things!

also why are all the american tv series having christmas episodes? it's march!